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Optimum Insurance Services

Women in Insurance article features Amanda Smith, Director of Optimum Insurance Services in Insurance and Risk Professional Magazine


Women in Insurance article features Amanda Smith, Director of Optimum Insurance Services in Insurance & Risk Professionals Magazine

Strength in Numbers

Although at board, executive and brokerage principal lebel women are in the minority, female representation in the insurance industry's top tier is slowly on the increase. Prominent women in insurance offer insight into what it takes to succeed, what needs to change and explain why mentoring is vital.

Click Here to Read the Full Article : Women in Insurance 

Travel Insurance for Seniors

There are so many Travel Insurance Products available online nowadays, however, not all are suitable for senior travellers. 

Tips when looking for Travel Insurance:

  •  Start looking for insurance early to ensure that you have adequate time to find the right policy.
  •  Many insurance policies have age limits, commonly restricted to travellers under 70 or 75 years of age. However, there are number of insurers that specialise in Seniors Insurance including:

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The Role of an Insurance Broker?

The Role of an Insurance Broker?


  • Conduct a risk/needs analysis and advise our recommendations on the correct covered required to protect the individual or business’s assets and liabilities

  • Recommend the appropriate insurer to match the risk
  • Only recommend financially secure and stable insurers
  • provide alternatives on your risk retentions through various excess options
  • provide alternatives to pay premiums in monthly instalments
  • prompt and timely serving of all requests to ensure that our clients are adequately informed of issues that may effect their individual / business needs

Claims Support

In the event of claim, we provide support when you need it most:

  • provide you with support completing the claim from
  • arrange a loss adjuster, if required
  • submit the claim form to the insurer
  • provide advice to ensure that you have received full entitlements

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The benefits of engaging an insurance broker.

The Role of An Insurance Broker

We ask you to consider the following which should help you make a better informed decision:

  • Do you have expertise in insurance and fully understand the terms, conditions and exclusions of the insurance product(s) that you have or intending on purchasing?
  • Would you know what to do in the event of a claim?

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