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April 28, 2015
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Understand Professional Indemnity Insurance and its Features and Benefits

Understand Professional Indemnity Insurance and its Features and Benefits

What is Professional Indemnity Insurance? It is essential protection for professional consultants who provide a service for a fee. It provides protection for claims brought against the insured for financial loss, injury or damage arising from a breach (or an alleged breach) of professional duty in the course of conducting business. It aims to protect the company’s position and assets in the event of a claim so that the business is still able to continue.
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Optimum Insurance Company Profile and Capability Statement

Optimum Insurance Company Profile and Capability Statement

Optimum Insurance Services are insurance advisers based in Australia, currently servicing clients in Asia Pacific markets. As a Corporate Authorised Representative of Insurance Advisernet, we proudly provide a wide range of insurance products and services. Our award winning Founder, Amanda Smith, inspires her team of qualified advisers to embody her standards of excellence, so clients receive an Optimum experience every time.
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Insurance Regulatory Bodies and Legislation

Insurance Regulatory Bodies and Legislation

The insurance industry in Australia has many industry specific regulatory requirements: prudential regulation, financial services regulation and contractual regulation. The prudential aspects of general and life insurance are regulated by APRA; matters relating to advice or disclosure of insurance products sold are regulated by the ASIC; and the ACCC has a regulatory role with respect to market competition and anti-competitive conduct by companies.
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