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September 02, 2014
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Workers Compensation Insurance Claims

Workers Compensation Insurance Claims

If someone is injured at work, or they become sick because of their work, it should be reported to the employer within 24 hours and the worker should seek immediate medical attention. A worker should report their injury or illness to the employer whether they intend to make a claim for workers compensation or not. An injury or illness can be reported verbally or in writing. If a worker is unable to make a report, one can be made by a representative such as a family member or friend.
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Marine Insurance Claims

Marine Insurance Claims

It is important that NO admission of liability is made by you to any third party. The third party demand can be either verbal or written demands (under most policies some) substantiating any damages claimed. When making a claim, the documents outlined below should be sent to your insurer or insurance broker immediately: Copy of letter of demand from third party. Completed claim form. Report of incident signed by manager and/or employees involved.
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Motor Vehicle Insurance Claims

Motor Vehicle Insurance Claims

At the scene of the accident, the following information must be recorded in writing: Name, address, licence number of other driver (and owner, if not same as driver) Make, model, registration number of other vehicle; Date, time, place of accident; Details of cause of accident; Names and addresses of any witnesses. If there is damage to company vehicle, where repairs will exceed deductible (excess), a quote for repair will be needed if the car is drivable.
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Professional Risks - Claims Made Policies

Professional Risks - Claims Made Policies

The following policies are generally issued on a 'claims made contract': Professional Indemnity Insurance Directors & Officers Liability /Management Liability Insurance Employment Practices Liability Insurance Fidelity Insurance This means that the policy will respond to claims first made against you and reported to the insurer during the period of insurance, specified in the policy schedule. You should notify in writing any circumstances that you become aware of during the period of insurance, which could give rise to a future or potential claim, as soon as practical, within the period of insurance. Failure to notify claims may breach the terms and conditions your policy coverage.
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