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March 29, 2015
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Optimum Insurance Company Profile and Capability Statement

Optimum Insurance Company Profile and Capability Statement

Optimum Insurance Services are insurance advisers based in Australia, currently servicing clients in Asia Pacific markets. As a Corporate Authorised Representative of Insurance Advisernet, we proudly provide a wide range of insurance products and services. Our award winning Founder, Amanda Smith, inspires her team of qualified advisers to embody her standards of excellence, so clients receive an Optimum experience every time.
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Insurance Regulatory Bodies and Legislation

Insurance Regulatory Bodies and Legislation

The insurance industry in Australia has many industry specific regulatory requirements: prudential regulation, financial services regulation and contractual regulation. The prudential aspects of general and life insurance are regulated by APRA; matters relating to advice or disclosure of insurance products sold are regulated by the ASIC; and the ACCC has a regulatory role with respect to market competition and anti-competitive conduct by companies.
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Why it's not Safe to Provide a Professional Service to your Clients Without PI Insurance

Why it's not Safe to Provide a Professional Service to your Clients Without PI Insurance

As a professional you are putting yourself out there. You are providing a service to the public. You are also human and mistakes do happen. In the event that you, or one of your employees unintentionally makes an error, or have an omission in your work and you could be held liable for in the event your client or third party suffers a financial loss.
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