Also known as ‘Contract Works Insurance’ provides protection for material damage and legal liability against a range of construction-related risks, during the course of the construction. Some of the mains types of construction include:   -  Buildings     Residential, Commercial, Industrial                        (including Renovations & Refurbishments of                       existing dwellings) -   Civil Works   Roads, Railways, Pipelines, Bridges, Tunnels                       & Shafts, Dams, Water & Sewerage Plants,                       Towers

In order to obtain a quotation, please complete and return email, fax or post it back to our office and we will come back to you with a quotation as soon as possible (in most cases with in 2 - 5 business days).  

Single Project - Construction & Liability Insurance Questionnaire
Owner Builder - Construction & Liability Insurance Questionnaire          
Annual Policy  - Construction & Liability Insurance Questionnaire 

If you would like to discuss your specific needs prior to completing the questionnaire, please don’t hesitate to contact us. In many circumstances we are able to provide an indication over the phone.

Project Specific    
One off insurance designed for to provide insurance protection for a single project and its related risk. (including Owner Builders)


Annual Policy
Is based on the projected work of a contractor/ builder an annual basis. This policy provides flexible protection for contractors and the construction and related industries.   
 

Material Damage
Provides cover for unforeseen physical loss or damage to the insured Contract Works that may arise during the construction period (and/or maintenance period if  elected). 

Contract works commonly refers to works of engineering, construction, electrical or mechanical, installation or erection, including formwork, hoardings, temporary buildings or works, scaffolding, principal supplied material for incorporation in the works, and additions, alterations, refurbishment, or overhaul or pre-existing property. 

You also should consider the policy features and benefits, as these vary from insurer to insurer and some are not automatically covered or may be sub-limited under the policy. 

These include: 

-     Loss of Profits 
-     Removal of Debris/ Demolition Costs 
-     Professional Fees (Architects, Surveyors, Engineers) 
-     Variations and Escalation in Contract Value 
-     Expediting Expenses 
-     Mitigation Costs 
-     Materials in Transit 
-     Existing Property 
-     Contractors plant and equipment 
-     Reinstatement of Sum Insured

Public & Products (Broadform)Liability 
Provides cover for Legal Liability for Personal Injury or Property Damage caused by an occurrence in connection with the insured Contract Works. (Note: Some insurers provide limited cover for Public (General) Liability Only.) 

You also should consider the policy features and benefits, as these vary from insurer to insurer and some are not automatically covered or may be sub-limited under the policy.  

These include: 

-     Property in (your) Care Custody or Control, 
-     Vibration Weakening or the Removal of Support 
-     Worker to Worker Liability 
 

Each insurance company has their own policy wording, this means that coverage can vary considerably from one insurer to another.  It is important that you compare each policy based on the appropriateness of cover for your individual business needs.