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TRANSPORT INDUSTRY -  LIABILITY INSURANCE

 

Transport Industry - Public & Products Liability Insurance Policies provide cover in respect of insured's liability for loss or damage caused negligently to third parties, who are not the insured, as a result of an occurrence in connection  with the insured business. 

It indemnifies the insured business against legal liability to pay compensation in respect of personal injury or property damage claims arising in respect of the Product &/Or Service sold or supplied by the insured, however it does not cover product warranty and is always subject to terms, conditions and exclusions.


In addition, these policies also provide cover for defence costs even if the action against you is false or fraudulent, provided that an excluded circumstance does not apply. 


Personal Injury
          Cover includes:

                               
§        
Death, bodily injury, sickness, disease,
                                      disability, shock, fright, mental anguish and
                                      mental injury 
                                
§        
False arrest, wrongful detention or 
                                      imprisonment, and malicious prosecution
                               
§        
Wrongful eviction
                               
§        
Assault or battery 
                                
§        
Libel, slander, defamation of character
                                     or invasion of the right of privacy

Property Damage
      Cover includes:

                               
§      
Physical Damage to tangible property
                               
§       
The loss of use of tangible property which
                                     has not been damaged but cannot be used
                                     due to Damage to other tangible property




REQUEST A QUOTATION



In order to obtain a quotation complete the insurance questionnaire or alternatively, if you would like to discuss your specific needs, please 
contact us by phone, fax or email.


                     - Public & Products Liability Insurance Questionnaire  



INSURERS POLICY WORDINGS

Each insurance company has their own policy wording. This means that coverage can vary considerably from one insurer to another.  It is important that you compare each policy based on the appropriateness of cover for your individual business needs.  

 



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